For United Pilots
Planning That Matches Your United Career
The PRAP, profit sharing, and the new United contract created opportunities that didn't exist five years ago — along with complications most planners aren't tracking. We work exclusively with airline pilots, so the rules, the timing, and the math are familiar territory.
Your Retirement Plan
United Pilot Retirement Account Plan (PRAP)
United contributes 16% of eligible earnings into the PRAP whether you defer or not. The bigger question is what you do with the after-tax bucket and how you blend Roth, pre-tax, and brokerage savings as you climb from narrow-body First Officer to international wide-body Captain. We map that out across your full career arc, not one tax year at a time.
What We Plan For
Specialized for United
United pilots have a different set of questions than the rest of the industry. Here's where we spend most of our time.
How It Works
A Plan Built Around Your Career
Discovery Call
A free conversation to understand your seat, seniority, and goals.
Custom Plan
A planning roadmap tailored to your United benefits and timeline.
Ongoing Advice
Year-round guidance as contracts, markets, and your career evolve.
Free for United Pilots
Cleared for Retirement
5 Critical Steps for the Modern Airline Pilot's Final Financial Approach
Written for the airline pilot career arc — practical guidance on the five decisions that shape the final stretch to retirement. Download a free copy before your discovery call.
Get Your Free CopyPlan Your United Retirement With Confidence
Domestic narrow-body to international wide-body, base bid to commute strategy — your finances should evolve as your career does. Book a no-pressure conversation.