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For FedEx Pilots

Built for FedEx Pilots — Pension, B-Plan, and Beyond

FedEx pilots sit on something most airline pilots don't: a real pension. The lump-sum vs. annuity decision at retirement is one of the largest financial choices you'll ever make — and the math depends on interest rates, your health, and your spouse's situation as much as the plan itself.

Your Retirement Plan

FedEx Pilots Pension Plan + B-Plan + 401(k)

Three retirement vehicles, three different rule sets. The pension is a defined benefit. The B-Plan is a cash balance plan. The 401(k) is what you make of it. We model all three together so you see the actual income picture in retirement — not just three account balances on a brokerage statement.

What We Plan For

Specialized for FedEx

FedEx is unique in the industry. The planning topics that matter for FDX pilots reflect that — and most generalist advisors haven't seen these structures before.

Pension lump-sum vs. annuity analysis and breakeven modeling
B-Plan cash balance contribution sequencing and rollover timing
401(k) Roth/pre-tax mix as you approach retirement
Variable override, international, and pay-protection tax planning
Pre-65 retirement bridge with three-source income coordination

How It Works

A Plan Built Around Your Career

1

Discovery Call

A free conversation to understand your seat, seniority, and goals.

2

Custom Plan

A planning roadmap tailored to your FedEx benefits and timeline.

3

Ongoing Advice

Year-round guidance as contracts, markets, and your career evolve.

Cleared for Retirement — 5 Critical Steps for the Modern Airline Pilot's Final Financial Approach

Free for FedEx Pilots

Cleared for Retirement

5 Critical Steps for the Modern Airline Pilot's Final Financial Approach

Written for the airline pilot career arc — practical guidance on the five decisions that shape the final stretch to retirement. Download a free copy before your discovery call.

Get Your Free Copy

Make the Pension Decision With Eyes Open

Lump sum, joint-life annuity, single-life annuity — the right choice depends on numbers most pilots have never been shown. Let's run them together.