For American Airlines Pilots
Built for American Pilots — From Reserve to Retirement
American's $uper $aver 401(k) is one of the few plans in the industry where you can legitimately move tens of thousands of after-tax dollars into Roth every year. Most pilots leave that money on the table because nobody walked them through how the buckets actually stack.
Your Retirement Plan
American Airlines $uper $aver 401(k) Plan
The $uper $aver gives you four contribution buckets — pre-tax, Roth, after-tax, and the 16% company piece. Stacked correctly, that's a mega backdoor Roth running near the IRS maximum every year you're senior enough to hit it. We'll show you the order, the timing, and the in-plan conversion mechanics so the strategy works without paperwork chaos.
What We Plan For
Specialized for American Airlines
American operates differently from the ALPA carriers — and the planning conversation reflects that. APA contracts, the $uper $aver mechanics, and AA-specific tax issues all change the answers.
How It Works
A Plan Built Around Your Career
Discovery Call
A free conversation to understand your seat, seniority, and goals.
Custom Plan
A planning roadmap tailored to your American Airlines benefits and timeline.
Ongoing Advice
Year-round guidance as contracts, markets, and your career evolve.
Free for American Airlines Pilots
Cleared for Retirement
5 Critical Steps for the Modern Airline Pilot's Final Financial Approach
Written for the airline pilot career arc — practical guidance on the five decisions that shape the final stretch to retirement. Download a free copy before your discovery call.
Get Your Free CopyMaximize Your American Career
Senior bid strategy, displacement risk, the 65 cliff — your financial plan needs to account for the realities of the AA career, not a textbook one. Let's talk.